Healthcare for Refrigeration, HVAC, and electrical students
Whether your focus at The Refrigeration School, Inc. is refrigeration, air conditioning and heating; electrical technologies; electro-mechanical studies, or the associate's of mechanical maintenance engineering, you have a major obligation to school for the duration of your education program. That means keeping your mind and body fit and healthy. Neither is easy when you're balancing work, class, and possibly, family responsibilities.
And, if you're uninsured, mind and body health can be near impossible.
In 2008, over 47 million Americans are uninsured - that number has increased by 2 million since 2003. The uninsured are among us at all times: they are white and black, old and young, rural and urban, male and female. Some of our Refrigeration School, Inc. students might be among the uninsured, too. If you're a younger student, you might be thinking, "What do I need health care for? Kids my age are always healthy." Not always - and your health can change at any time. Older RSI students are more likely to have a spouse, a job, or both covering their insurance needs - but that's not always the case, either. We urge you to seek health insurance coverage before you begin your studies at the Refrigeration School, Inc.
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Getting health insurance ensures that you will be able to visit the doctor when you are sick, purchase prescription drugs at discount prices when you have an infection, and visit the hospital if you hurt your wrist playing basketball. It's even more important that you be covered as you transition from your HVAC and refrigeration or electrical technologies classes to the professional technical workplace.
Careers in HVAC, heating, cooling, electrical work, and the like expose you to some potentially dangerous working conditions - extreme temperatures, electrical voltage, conductive metals, major power sources. You will be covered by worker's compensation, which protects against on-the-job injuries, but if you fall ill outside of work, and are uninsured, you have no recourse.
And, your company health insurance, more often than not, will not kick in for your first 3 to 6 months on the job. Did you know that no company is required to give health insurance benefits, either? Don't be on your own when you begin your HVAC, refrigeration, or electrical career! Student or low-cost health insurance is a necessary carryover from school to the technical or mechanical workplace of 21st-century America.
If you are uninsured, there are several resources to which you can turn to seek affordable health insurance that gives you the coverage you need. Some companies specialize in health care policies especially for students. For example, ehealthinsurance.com allows students to sign up for low-cost plans that meet their basic coverage needs. In most cases, so long as you are enrolled in class when coverage begins, plans can allow you to continue coverage through the calendar year.
One advantage to student health insurance is that it is often cheaper than traditional plans. Student plans take into account the fact that you might not have the funds to pay for a traditional health insurance plan while in school. In many cases, student plans require you to pay a premium only semi-annually. This premium might, depending upon the plan you choose, your age, and your tobacco use, cost the same or less than a monthly premium would on a traditional plan.
In the event that student insurance doesn't meet your specific needs, sites like ehealthinsurance.com also offer traditional healthcare plans. If you are married, you can get your spouse coverage, as well. There are a variety of plans from which to choose, and you can pick the amount of coverage and the insurance price range that best meets your needs and your budget.
It's important to plan ahead when applying for health insurance. At the very least, uninsured Refrigeration School, Inc. students should sign up for a policy when they are signing up for refrigeration, air conditioning and heating; electrical technologies; electro-mechanical studies, or the associate's of mechanical maintenance engineering classes. Remember: The two purposes of health insurance are to provide you with the resources for health maintenance AND to give you coverage in case of a catastrophic medical incident. Don't be a statistic: Get healthcare coverage.
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Not all of the photos on
this website were taken at the school; they are meant to be
illustrative of some of the career activities.
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